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Privacy Policy

Privacy Policy

Important – Please Read

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Individuals Covered

This privacy policy covers all visitors, subscribers, affiliates and super-affiliates, and all customers to this website. All individuals who view this website are described herein as “Visitors” and are parties to this Privacy Policy of this website. Anyone who buys our products, attempts to order, or receives our products at no cost is called a “Customer” and shall be subject to this Privacy Policy for this website. The website URL shall be referred to collectively as the “Website.”

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Individuals Excluded

This website will not lawfully accept any individual under the age of 18 or anyone who would fall under the provisions of the Child Online Privacy Act of 1998 (COPA). If you are under the age of 18, you must leave this website—immediately. Acceptance the terms of this Privacy Policy is required for your right to visit the website. If you do not accept these terms of this Privacy Policy, you are illegally viewing this website.

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Online Privacy Protection Act of 2003—OPPA

If you purchase a product through this website, you are covered by the Online Privacy Protection Act of 2003. When you purchase our products, we collect and archive all data you provide. In the event that this website is ordered by a court to divulge confidential information, this website will submit such information demanded by the court.

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Information Collected

This website collects data on its visitors, subscribers, affiliates and super-affiliates, and customers. This data is obtained from various methods, such as pop-ups, product registration, and purchase by phone, subscription, micro-websites, surveys, and email.

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Online Purchases

You give permission for the website to use any information collected from the online purchase screen for general solicitation.

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Information Collected From Clients and Website Visitors

If you are a visitor, affiliate, or customer who communicates with this website in any manner, you give your permission for this website to collect, archive, retrieve, and otherwise use any information collected by this website for solicitation purposes.

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Data Obtained From PPC Ads, Banners Ads, Pop-ups, or Hyperlinks

Visitors clicking PPC ads, banner ads, pop-up ads, or solicitations containing hyperlinks from this website, data are being collected and archived for solicitation purposes.

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Data Obtained From Surveys or Free Newsletters

Any data provided to this website as part of a survey or free newsletters (or free items of any kind) in which you participate may be used for solicitation, and such data will not be shared with third parties.

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Data Obtained Through The Use of Cookies

This website collects data using cookies on your computer, your email address, and your IP address. The data collected may help define your viewing habits and product preferences. By using this website, you give permission for this website (and its partners) to use cookies (computer code) to gather data from your computer for solicitation purposes.

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Data That is Not Revealed to Others

Credit Card, banking information, or personal information is never revealed to a third party, with the exception of court order.

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Providing Your Email Address

By providing to this website your email address, you waive all rights to file complaints concerning unsolicited email from this website, and agree to receive communication from this website, its partners, or affiliates. In addition, you waive any claims for damage caused by any accidental downloads of any virus, worm, or parasite to your computer.

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Miscellaneous

You agree not to disclose any trade secrets, reports, tools, processes which we use to conduct business.

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Legal Disputes

As part of the terms and conditions for this privacy policy, all visitors and clients agree to use arbitration (based on the rules of the American Arbitration Association) for any claim, dispute, or controversy of any kind arising out of purchase of the products, the website, any solicitation, privacy issues, and the terms of use. All disputes shall be held in the city the incorporator resides. In addition, you waive your rights to participate in any class of claimants pertaining to any claim subject to arbitration.

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KANSAS CITY

2300 Main Street

Suite 900

Kansas City, MO 64108

ST. LOUIS

7733 Forsyth Blvd Suite 1100

Clayton, MO 63105

CHICAGO

100 South Saunders Rd 

 Suite 150

Lake Forest, IL 60045

COLUMBIA

303 N Stadium Blvd, Suite 200

Columbia, MO 65203

WICHITA

801 East Douglas Ave, 2nd Floor

Wichita, KS 67202

BENTONVILLE 

1202 NE McClain Road Building 7

Bentonville, AR 72712 

DES MOINES

6165 NW 86th Street

 Johnston, IA  50131

OMAHA

1299 Farnam Street

Suite 300 

Omaha, NE 68102

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©2025 by Owens Financial Group, LLC     

 

Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083. Foundations does not offer insurance products. Insurance products are offered through the insurance business Owens Financial Group, LLC (OFG). OFG is also an Investment Advisory practice that offers products and services through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. The insurance products offered by OFG are not subject to Investment Advisor requirements. Foundations and OFG are not affiliated companies. NPN#19094788.  A Roth conversion may not be suitable for your situation. The primary goal in converting retirement assets into a Roth IRA is to reduce the future tax liability on the distributions you take in retirement, or on the distributions of your beneficiaries. The information provided is to help you determine whether or not a Roth IRA conversion may be appropriate for your particular circumstances. Please review your retirement savings, tax, and legacy planning strategies with your legal/tax advisor to be sure a Roth IRA conversion fits into your planning strategies. The Better Business Bureau membership provides no guaranteed assurance or warranty of the character or competence of the member. BBB charges a fee for BBB Accreditation. You should make financial decisions on the basis of your own due diligence. Million Dollar Round Table (“MDRT”) is a membership organization. Qualifying criteria for membership include attaining specified levels of commissions earned, premium paid or income earned on the sale of insurance and other financial products. The MDRT membership requires the payment of annual dues, compliance with ethical standards, and to be in good standing with an MDRT-approved Professional Association. There are 3 levels of membership which include standard membership, Court of the Table and Top of the Table. The MDRT logo and/or trademarks are property of their respective owners and no endorsement of Chris Owens or Owens Financial Group is stated or implied. The National Ethics Association (NEA) is a paid membership organization. All NEA Background-Checked members  have successfully passed the annual seven-year background checks for criminal, civil, and business violations in order to meet the membership standards. However, the association provides no guaranteed assurance or warranty of the character or competence of its members. Always make financial decisions on the basis of your own due diligence.  Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.  Any media logos and/or trademarks contained herein are the property of their respective owners and no endorsement by those owners of Owens Financial Group, LLC or Chris Owens is stated or implied. Investment advisory services provided by Owens Financial Group and Foundations are all separate entities.

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