Work With Chris

The Retire REGAL® Review

A structured conversation about where you stand, what the terrain ahead looks like, and whether the plan you have is built for retirement — not just accumulation.

Chris Owens — Retire REGAL®
About Chris

A Practitioner, Not a Theorist

Chris Owens is a virtual retirement income planning advisor, founder of Owens Financial Group, and the architect of the Retire REGAL® framework — a structured system built around five distinct domains: income, taxes, growth, asset protection, and legacy. He serves clients nationally.

His approach is direct, structured, and built around one central question: does your plan actually work in retirement — or was it designed for accumulation? The Retire REGAL® Review is a retirement income planning consultation where that question gets answered.

Who This Is For

Built for People
Close to the Transition

The Retire REGAL® framework was not designed for everyone at every stage. It was designed for a specific kind of person — someone who has done the hard work of accumulation and now wants a structure that holds for what comes next.

If any of the following resonates, a conversation may be worth your time. There is no obligation — only information.

The raven was not failing. It was not weak. It simply had not yet recognized that the environment had changed.

From Retire REGAL®: The Holy Grail of Retirement
  • You are within five to ten years of retirement — or already in it — and want to pressure-test the plan.
  • You have accumulated meaningful assets but something about the structure feels incomplete or unsettled.
  • You want to understand the Five Realms — income, rollovers, government strategies, asset management, and legacy — as a connected system, not separate checkboxes.
  • You are planning as a couple and want a framework that addresses both of you — not just the larger account.
  • You have never had someone map the interaction between tax exposure, income timing, healthcare costs, and legacy — all at once.
  • You are looking for coherence and structure — not product recommendations and generic reassurances.
Fiduciary Standard

As an Investment Adviser Representative affiliated with Foundations Investment Advisors, LLC — an SEC-registered investment adviser — Chris is held to a fiduciary standard when delivering investment advice. That means a legal obligation to prioritize your interests. Every time.

Insurance products, including annuities and life insurance, are offered separately through Owens Financial Group, LLC and are subject to separate regulatory standards.

The Process

What Happens in a
Retire REGAL® Review

This is not a sales call. It is a structured review designed to give you a clearer picture of your retirement terrain — and what, if anything, needs to be addressed.

01

Understand Your Terrain

Before any recommendations, we map what you have: income sources, account structures, tax exposure, healthcare outlook, and legacy intentions. The Five Realms provide the lens.

02

Identify the Foemen

We look at which of the Five Foemen — income strain, tax exposure, market volatility, legislative risk, and healthcare costs — pose the greatest threat to your specific situation. Not in the abstract. In your numbers.

03

Find the Gaps

Most plans have structural gaps that accumulation-era strategies were never designed to address. We identify where your plan may be exposed — and discuss what a more coherent structure would look like.

Advisory services are offered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser. This review is for educational and informational purposes and does not constitute personalized investment, tax, or legal advice. No plan eliminates risk. Past results do not guarantee future outcomes.

Schedule Your Review

Choose a Time That Works for You

Select a day and time below. No preparation required — just bring the questions you have been carrying.

Prefer to Write First?

Send a Message

Not every question fits a calendar slot. Use the form to share what is on your mind — Chris reads every message personally.

Firm Owens Financial Group, LLC
Location Kansas City, Missouri
Email [email protected]
Response Time Within one business day
  • No obligation. A conversation is just a conversation.
  • Your information is never sold or shared with third parties.
  • No sales pressure. If there is not a fit, Chris will tell you.
  • Serving pre-retirees and retirees across the Kansas City metro and beyond.
Your Information

By submitting this form, you consent to being contacted by Owens Financial Group, LLC. Your information is never sold or shared. This form does not initiate an advisory relationship. Advisory services are offered through Foundations Investment Advisors, LLC, an SEC-registered investment adviser.

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Message Received

Thank you for reaching out. Chris will be in touch within one business day. In the meantime, you are welcome to download the free introduction chapter.